Founded in 1988 as Auto Credit of Florida, U.S. Auto Credit has grown into a well-respected indirect lending source for over 1,700 dealers in the southeast.  Providing value and fast personalized service are key components to our success.

In addition to serving our customers, we have a long history of supporting the communities in which we live. We’re proud to support a number of community and charitable organizations including the American Cancer Society, the American Red Cross, the Salvation Army, the American Lung Association and the ALS Association. 

                       Smarter, Faster, Better in Every Way!

                  Branch Locations Map

                                                               U.S. Auto Credit purchases retail installment sales contracts in the following states:

                                                                                                            Alabama
                                                                                                            Florida
                                                                                                            Georgia
                                                                                                             Indiana (Only)
                                                                                                             Kentucky
                                                                                                             North Carolina
                                                                                                             Ohio
                                                                                                             Oklahoma (Bulk Only)
                                                                                                              South Carolina
                                                                                                              Tennessee
                                                                                                             Texas
                                                                                                              Virginia